Posts Tagged ‘Roofing Insurance Claim Denied’

Minnesota Hail Storms Versus Roofing

Written By: CopperSmith Gutter | Minnesota Seamless Gutters, Minneapolis Copper Gutters Contractor | Published On: 10th September 2009

presidential shake roof 150x150 Minnesota Hail Storms Versus RoofingOne of a roof’s most vile enemies is the hail storm. Hail can range in size from pea sized to the size of golf balls. On rare occasions, hail can be even larger than that. When it is, roofs in Minnesota see quite a bit of damage. That damage can range from the granules being removed from asphalt shingles to actual penetration of the shingles, exposing everything underneath. This can then lead to leaks that cause even more damage to the home.

Hail is certainly a force to be reckoned with and one that costs millions each year to homeowners, vehicle owners, and various other individuals who have different belongings damaged by hail. Unfortunately, there is nothing that can be done about it. If the hail is going to fall, it is going to fall. You can protect your outside belongings if the storm is predicted, but you can’t protect your roof. There is not a garage or barrier that you can put over your roof before a hail storm strikes.

After the hail storm

After a hail storm, a wise thing to do is contact a Minneapolis Hail Damage expert to see if any damage was done. Even if you can’t see damage from the ground, it doesn’t mean that damage has not been done. There are several things that hail can do to your roof that you may not be able to see but an inspector can. Those things include:

  • Missing granules, which eliminates some of the protection shingles have and can lead to faster wear and tear. Another hail storm will make this worse and speed up the demise of your roof even faster.
  • Cracks in your shingles that can then let water through when it rains. This water will eventually break the barrier that is your underlayment and cause leaks in your roof that you may not find until it is too late.
  • Blistering, which is the thinning of areas on your shingles. This thinning can then lead to cracks, holes, and other types of damage that will eventually lead to leaks.
  • Penetration, which is very major damage. Penetration is when the hail actually penetrates the shingle. Depending on the size of the hail, penetration can result in holes in your roofing that goes through rather deep. The underlayment can also be damaged, leading to instant leaking that needs to be repaired as soon as possible.

When a roofing inspector sees these types of damage, they will tell you and inform you of what your options are as far as having these issues repaired. If your roof is heavily damaged, the roofer may suggest that the entire roof be replaced. This is usually true when 1 in 5 or even as few as 1 in 10 shingles are damaged.

The Solution – Hire A MN Roofing Contractor

If you find that you are consistently having damage during hail storms or that you have experienced a lot of damage according to your inspection, you may want to consider high impact shingles. These are shingles that can deal with the impact of hail much better than your traditional shingle. These are frequently referred to as “Class 4 shingles.” You will want to talk to your Minnesota roofing contractor about these shingles so that you can give hail a run for its money. Class 4 shingles aren’t immune to the largest types of hail, but they offer much more protection and can save you a lot more money in the long run.

Minnesota Roof Underlayment Protection

Written By: CopperSmith Gutter | Minnesota Seamless Gutters, Minneapolis Copper Gutters Contractor | Published On: 4th September 2009

Your roof underlayment is a very important part of your roofing system. It is the material that sits beneath your shingles and protects your home from leaks. There are several types of protection that roof underlayment provides on roofs in Minnesota. Those types of protection are:

  • A layer of secondary protection when the wind rips shingles off of your roof
  • Secondary protection when hail or flying debris penetrates your shingles
  • Protection from rain that is wind driven because the rain can find its way between the shingles
  • Secondary protection when shingles are at the end of their life and cracked or blistered shingles cause mat penetration.

Another reason why Minnesota roof underlayment is important is because manufacturer warranties are most likely void without it.

Performance Standards

The roofing industry has set forth certain standards for roof underlayment, so it is very important that the underlayment meet those standards before it is ever used. If it does not meet these standards, then it is possible that warranties may not be covered. The worst issue is the fact that your roof could experience significant damage if you were to lose shingles and your underlayment was not up to par. You could then have to pay out more money for repairs to your home than you would for a better quality underlayment.

Types of Underlayment

There are different types of underlayment that are used with steep slope roofs and residential shingles. Those types of underlayment are:

Roofing felt – Roofing felt comes in different types that range from basic to heavy duty and organic fiberglass. They all differ by weight, but even the heavy duty felt is not as thick and heavy as it used to be due to new technological advances in how to make the felt stand up to the elements better.

Synthetic underlayment – Synthetic underlayment is rather new on the market. Many of these are marketed as tear resistant and wrinkle free. Some Minnesota roofing systems do have these synthetic materials as their underlayment. Many synthetic underlayments exceed the performance standards set forth by the roofing industry. Synthetic is also mold resistant.

Self-adhering underlayment – This type of underlayment is a Minnesota underlayment for the simple fact that it is frequently used in northern states where ice damming is a frequent occurrence. Self-adhering underlayment is frequently installed around the eaves of the roof and in the valleys for the utmost protection. Self-adhering underlayment is also frequently used on low slope roofs such as those on porches or patios.

Finding the Best

Because your underlayment is an important part of your roof and is amongst the materials you will need to choose when staying within your budget, you will need to talk to your Minnesota roofing contractor about what options are available to you. They will be able to provide you with insight on what will work for your roof on your particular budget. You can then make your decision from there and make the best decision for you and your home.